Money Market
$0 – $999.990.80%
$1,000 – $9,999.991.00%
$10,000 – $24,999.991.10%
$25,000 – $49,999.991.20%
$50,000 – $74,999.991.30%
$75,000 – $199,999.991.60%
$200,000 and over1.90%
Tiered. Interest paid monthly, subject to change monthly.
Money market & CDs
Tiered rates that reward your balance.
The flexibility of checking with the earning power of savings — or lock in a certificate rate for a fixed term. Both federally insured.
Which one fits
Access now, or a better rate later.
Money market
Seven balance tiers from 0.80% up to 1.90% APY at $200,000 and over. Write checks and transfer online while you earn.
Share certificates
Terms from 6 to 60 months. Balances of $10,000 and over earn the higher of the two published rates.
Deposits
Money market rates
Tiered yields that grow with your balance.
APY = Annual Percentage Yield. Rates are subject to change. Savings rates effective March 18, 2026; share certificate rates effective July 28, 2026; money market, checking, IRA and Christmas Club rates effective November 20, 2025. Federally insured by NCUA.
Lock it in
Share certificates
Higher APY for balances of $10,000 and over.
Term$10,000+$500 – $9,999
6 month3.405% APY3.301% APY
12 month3.648% APY3.503% APY
18 month3.405% APY3.306% APY
24 month3.451% APY3.353% APY
36 month3.445% APY3.203% APY
48 month3.405% APY3.301% APY
60 month3.337% APY3.053% APY
Interest paid quarterly. Rates subject to change weekly. Penalty for early withdrawal will decrease the yield.
APY = Annual Percentage Yield. Rates are subject to change. Savings rates effective March 18, 2026; share certificate rates effective July 28, 2026; money market, checking, IRA and Christmas Club rates effective November 20, 2025. Federally insured by NCUA.
Ready to earn more on your balance?
Talk to us about which account fits your timeline.