The health of our members, employees, and community continues to be a top priority.   Beginning Monday, May 11, 2020 the credit union lobby is open.   Use of the drive thru is still highly encouraged.    All services can be conducted in the drive thru for your safety and the safety of our staff.    

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News & Announcements

Are Credit Unions as Safe as Banks?

Are Credit Unions as Safe as Banks?

Keeping your funds in a financial institution will protect your money from risk of loss or misplacement or theft, and to boot, your money will work for you earning interest while it sits. And while there may still be some confusion regarding credit unions (credit unions being similar to banks but technically not FDIC insured) your money is still equally safe with a credit union as it would be with a bank.

Do Credit Unions Offer Better Mortgage Loan Rates?

Do Credit Unions Offer Better Mortgage Loan Rates?

You’ve set aside your starter fund. You’ve found your dream house. The next step is finding the right source for a mortgage loan. Commercial banking may seem like the straightforward choice, but  credit union mortgage loans are often your best option. If you’ve found the perfect house, here’s what you need to know about mortgage originations with credit unions and finding the low mortgage rates you desire.

What are the Major Benefits of a Credit Union

What are the Major Benefits of a Credit Union

Both major banks and credit unions offer similar products, savings accounts and checking accounts, loans and many other vital financial services, but few people weigh out the pros and cons to make the best financial decision for them and their family.

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Great Rates

Loan Rates as low as
New/Used Auto 3.09% APR
New Boats/Motorcycles/RVs

5.29%APR

Home Equity Line of Credit 4.25%APR
30 Year Fixed Mortgage Call for quote
15 Year Fixed Mortgage

Call for quote

Savings Rates as high as
Primary Share Savings 0.15% APY
Premier Money Market 0.50% APY

 

APR = Annual Percentage Rate
APY = Annual Percentage Yield

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Member Poll

Pet Accounts Would you be interested in opening a savings account for pet expenses through Missouri Central Credit Union?