In the midst of all of the holiday parties, family celebrations, and the looming tax season, take some time to assess your financial health. Regardless of your financial situation, there is always something you can do to boost your bottom line in the upcoming year.

So it’s time for a new car. You’ve done your research, know what down payment you can afford, and have picked out the perfect make and model that meets all your specifications. When is the best time to take the leap and purchase a new car?

Holiday shoppers are expected to spend $682 BILLION this season. Try some of these money saving hacks to get you through the holiday season.