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News & Announcements

Data System Upgrade

Data System Upgrade

We are preparing for a major Data Processing Upgrade on September 1, 2020. 

Are Credit Unions as Safe as Banks?

Are Credit Unions as Safe as Banks?

Keeping your funds in a financial institution will protect your money from risk of loss or misplacement or theft, and to boot, your money will work for you earning interest while it sits. And while there may still be some confusion regarding credit unions (credit unions being similar to banks but technically not FDIC insured) your money is still equally safe with a credit union as it would be with a bank.

Do Credit Unions Offer Better Mortgage Loan Rates?

Do Credit Unions Offer Better Mortgage Loan Rates?

You’ve set aside your starter fund. You’ve found your dream house. The next step is finding the right source for a mortgage loan. Commercial banking may seem like the straightforward choice, but  credit union mortgage loans are often your best option. If you’ve found the perfect house, here’s what you need to know about mortgage originations with credit unions and finding the low mortgage rates you desire.

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Great Rates

Loan Rates as low as
New/Used Auto 2.94% APR
New Boats/Motorcycles/RVs


Home Equity Line of Credit 3.25%APR
30 Year Fixed Mortgage Call for quote
15 Year Fixed Mortgage

Call for quote

Savings Rates as high as
Primary Share Savings 0.10% APY
Premier Money Market 0.35% APY


APR = Annual Percentage Rate
APY = Annual Percentage Yield

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Member Poll

Pet Accounts Would you be interested in opening a savings account for pet expenses through Missouri Central Credit Union?