News & Announcements

How do lenders check if I can afford a mortgage loan?

How do lenders check if I can afford a mortgage loan?

Looking into your first home mortgage? Maybe you've been down that road before but it's been awhile. Either way, the experts at Missouri Central Credit Union are here to help. 

What is a Home Equity Line of Credit (HELOC)?

What is a Home Equity Line of Credit (HELOC)?

Simply put, a home equity line of credit is a loan you can take out using your existing home as collateral. But what does that mean and how does it differ from a home equity loan? Learn in the recent Missouri Central Credit Union blog. 

Checking Accounts at Missouri Central Credit Union

Checking Accounts at Missouri Central Credit Union

A checking account is one of the most basic bank accounts available and you can easily open a checking account in a few minutes with a minimal deposit in most cases. Before you open a checking account, it is important to understand what a checking account is, the different types available to you, and any fees associated with opening a checking account.

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Great Rates

Loan Rates as low as
New/Used Auto 3.79% APR
New Boats/Motorcycles/RVs

5.49%APR

Home Equity Line of Credit 5.25% APR
30 Year Fixed Mortgage 4.711% APR
15 Year Fixed Mortgage

4.273% APR

Savings Rates as high as
Primary Share Savings 0.20% APY
Premier Money Market 0.50% APY

 

APR = Annual Percentage Rate
APY = Annual Percentage Yield

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Member Poll

Pet Accounts Would you be interested in opening a savings account for pet expenses through Missouri Central Credit Union?