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Why Join MCCU?

Ready to Join? Great!

Want to become a member? Eager to start enjoying the Missouri Central difference? With no fees and online account opening, it’s easier than ever! Promise.

How to Join

  1. Assuming you’re eligible, click the button below.
  2. Use our online account opening tool to set up your account.
  3. Simply open a Savings Account with a minimum of $1.

Become a Member

Wait, am I eligible?
We aren’t superselective, but we are a little selective. We’re happy to have you join as long as any of the following apply:

  • You live or work in Jackson, Cass, Lafayette, Johnson, and/or Clay counties.
  • Your workplace offers Missouri Central membership as an employee benefit.
  • You have an immediate family* member who is a Missouri Central Credit Union member.

*Immediate Family = Parent, sibling, child, grandparent. (Your cousin’s ex-roommate's Aunt Tilly doesn’t count. No disrespect to Tilly, she’s great.)

That’s all nice, but you asked Why Join MCCU?

Because your voice matters

Missouri Central Credit Union is a not-for-profit financial cooperative, and we exist to serve our members. As a member-owner, you’re not just another account holder – your voice and your concerns matter. And you can take pride in being part of something bigger.

Because we have you covered

We know we look great for our age – the key is moisturizer with sunscreen – but Missouri Central Credit Union has been serving members for almost a century. We proudly offer our members services tailored to them and their needs. From providing great rates on loans and credit cards to offering accounts that work for you and let you live your life, we’ve got your back.

Because it’s easier to manage your finances

Alright, just about everyone has this. It’s like cars that promote having “power windows,” it’d be weirder if we didn’t have it, but rest assured that our online tools make it easy to take care of your finances from any device. From checking balances and due dates to managing CDs, money markets, and IRAs – everything's at your fingertips.

Because Missouri Central can help

Our products and services are designed with different life stages in mind, so no matter what you’re going through, we can help. Because the truth is life happens to everyone, and sometimes all we need is someone to care enough to help. Whether you’re a student or a retiree or somewhere inbetween, here at Missouri Central Credit Union we've got you covered.

So, ready to experience the Missouri Central difference?

Become a Member