Skip to main content

Holiday Skip-a-Payment Form

  1. Decide which month and loan payments you would like to skip. You must skip the same month for all eligible loans. This offer does not include first mortgage loans, Home Equity Lines of Credit, any loan secured by real estate, or VISA Credit Cards. You may skip one payment for each qualified loan.
  2. Complete and sign the request below.
  3. Your loan(s) must be current, and this form must be received at least 5 days prior to the due date.

Please call a Member Service Representative if you have any questions at 816-246-0002.

* - Indicates required field

Member Information

Loan Information

Loan 1
Loan 2
Loan 3
Loan 4

Payment Information

I wish to pay the $35 processing fee for each loan by:

Finishing Up

By signing above, I understand that the terms and conditions of my loan agreement are unchanged and remain in full force and effect, except that there will not be any regular payment(s) required during the deferral period. I also understand that interest will continue to accrue on the outstanding balance during the deferral period and until the loan is paid in full, that I continue to be responsible for the entire outstanding principal and interest of my loan, that I will continue to make the schedule payment(s) until all principal and interest is paid in full and that the net effect of this deferral will be to lengthen the term of my loan. Missouri Central Credit Union reserves the right to refuse any skip-a-payment request and will advise you only if your request is denied. Requests must be received 5 days before the payment is due. Automatic payments will be deposited into your savings or checking account and may be withdrawn. Skip a payment is limited to 3 times over the life of the loan.