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Checking Accounts

Unlike banks and other spending services (CashApp, Venmo, gift cards), Missouri Central Credit Union provides checking accounts with better rates, better service, and a desire to see our members and our community thrive. But we may be biased on that front. Maybe.

Your Money, When and Where You Need It

Checking accounts offer the ideal blend of convenience and security. Your money is available for you to make purchases with a debit card or an ATM withdrawal. But, unlike the physical cash stuffed in Meemaw’s mattress, the money in your checking account is insured and recoverable in the event of theft or compromise.

So whether you choose our Free Checking or our Premier Checking, your money will be in an account that’s convenient, secure, and trustworthy.

Open My Account

MCCU Checking Features

Need the finer points? Fair enough. Opening your checking at MCCU is free and comes with all the features you’ve come to expect from modern banking.

Features including:

  • Mobile Deposit
  • Online Banking
  • Unlimited Bill Pay

If you’re looking for a clearer breakdown on what sets the Premier Checking apart from the Free version, then look no further.

MCCU Checking
  Free Checking Premier Checking
Free VISA Debit Card Yes Yes
Free Google PayTM, Apple Pay©, & Samsung Pay© Yes Yes
Free CU OnLine Yes Yes
Free Bill Pay Yes Yes
Free Mobile App Yes Yes
Free Mobile Deposit Yes Yes
Overdraft from Savings Yes Yes
Free E-Statements Yes Yes
Interest Paid Monthly - Yes
Monthly Service Fee - $10 if daily balance falls below $500

Need we say more? Let’s get your Missouri Central Credit Union checking set up.

Open My Account