Capital to grow what you've built.
Equipment, real estate, working capital, or expansion — we finance the businesses that power our community, and your MCCU banker stays with you from the first call to closing.
Four ways to fund the next step.
Commercial real estate
Purchase, refinance, or develop owner-occupied or investment property up to $5M.
Equipment financing
Trucks, machinery, technology — up to 100% financing with terms up to 84 months.
Working capital lines
Revolving lines of credit from $25k to $1M to bridge seasonal cash flow.
SBA-preferred lender
SBA 7(a) and 504 programs for businesses that need a little extra runway.
A conversation, then a decision.
No pitch deck required. Just a real conversation. We partner with Heartland Business Services to underwrite and process every commercial loan, so a specialist desk reviews your file and your MCCU banker stays on it start to finish.
Talk
Tell us what you're building and what it costs.
Send
Financials and a plan — we'll tell you exactly what we need.
Decide
Underwritten by Heartland, so you get a fast yes or a fast no.