Business banking
Banking that backs Missouri businesses.
From sole proprietors to growing teams, MCCU offers business accounts, working-capital loans, and merchant services through Clover that help local businesses thrive.
Why MCCU
A real banker. A real handshake. A real partnership.
You get one banker who learns your business, knows your goals, and answers when you call — the same person, year after year.
- Commercial loans underwritten with Heartland Business Services — fast yes / fast no
- No-fee business checking
- Competitive rates on lines of credit, equipment, and commercial real estate
- Merchant services through Clover
- Free ACH origination for payroll and AP
- QuickBooks account integration
Business products
Pick where you need us.
Business checking
Accounts that scale with you
Free Business Checking with no monthly fee, or Premier Business Checking for higher-volume teams.
See business checking
Business savings
Park excess cash and earn
Federally insured savings and money market accounts with free transfers from checking.
See business savings
Business loans
Capital to grow what you've built
Commercial real estate, equipment, working capital lines, and SBA programs.
See business loans
Merchant services
Take payments anywhere
In store, online, or on the go — with services offered through Clover.
See merchant services
Let's talk about your business.
No pitch deck required. Just a real conversation.