Visa Credit Card
CardAPR¹ as low as
Visa Platinum12.90%
Visa Classic14.90%
Credit cards
A credit card that gives back to your neighbors.
The MCCU Visa carries a variable rate from 12.90% APR and no annual fee. The interest you pay funds loans for members down the street, not shareholders.
MCCU Visa
Fair terms, plainly stated.
One card, one statement, and a rate set by your credit rather than a marketing budget.
No annual fee
You don't pay for the privilege of carrying the card.
12.90% – 14.90% APR
Platinum at 12.90%, Classic at 14.90% — both well under most big-bank cards.
One place to manage it
See your card beside your checking in online and mobile banking.
Owned by members
Interest stays in the credit union and comes back as better rates.
Deposits federally insured
Your MCCU accounts are insured by NCUA.
Real people on the phone
Call 816-246-0002 and reach Lee's Summit, not an offshore call center.
Cards
Visa credit card rates
Two cards, both rates disclosed up front.
Variable rate, subject to change. Rates effective July 16, 2026. APR = Annual Percentage Rate. LTV = Loan to Value. All rates are subject to credit approval, loan-to-value, and other underwriting factors. Interest rates are subject to change. Federally insured by NCUA. MCCU NMLS #477560.
Carrying a balance somewhere more expensive?
Bring it here. Apply in minutes, or call and we'll walk through what it would cost you.
Subject to credit approval. Ask about balance-transfer terms before you move a balance.
Loans in 3 steps
Applying takes three steps.
01
Apply
Apply online, in person, or over the phone in just minutes.
02
Send
Send in your documentation — we make this part painless.
03
Sign
Sign your final paperwork and start the next chapter.