Do more with MCCU and pay less to borrow. Reductions for your loan-to-value, an MCCU checking account with a debit card, direct deposit, automatic payment, and more stack up to a full percentage point off your approved rate.
Bonus reductions come off the rate you're approved for — they don't change the published rate you start from.
Every reduction below comes off the rate you're approved for. Stack as many as you qualify for, up to a maximum total reduction of 1.00%.
** LTV is figured on MSRP or NADA Retail value, using the percentage of your maximum approved LTV. Not applicable if a down payment is required for the tier or for approval.
* Maximum total reduction is 1.00%. ** LTV is figured on MSRP or NADA Retail value, using the percentage of your maximum approved LTV. Not applicable if a down payment is required for the tier or for approval. *** No discounts on rates below 4.00%. All reductions are subject to eligibility and credit approval. Not every reduction applies to every loan type. Federally insured by NCUA.
Published APRs start at 5.20% — the discount comes off the rate you're approved for.
A fixed-rate signature loan from 11.25% APR, before your member discount.
Ask your loan officer which discounts apply when they quote your mortgage or HELOC.
Apply online, in person, or over the phone in just minutes.
Send in your documentation — we make this part painless.
Sign your final paperwork and start the next chapter.
Apply online in minutes, or call 816-246-0002 and we'll add up your discounts with you.
Bonus reductions are subject to eligibility and credit approval; the maximum total reduction is 1.00% off your approved rate. No discounts on rates below 4.00%. Not all reductions apply to every loan type. Federally insured by NCUA.
