Loan Rates

Effective as of: January 1, 2017

We strive to give our members the best loan interest rate possible. All loans are simple interest. Interest rates are subject to change quarterly. These rates do not reflect any promotional rates. Additional discounts may be available based on other services you have with Missouri Central Credit Union. 

2013 - 2017 New & Used Vehicle Loan Rates
Approx. Term APR* Range
1   - 72 Months 2.69% - 11.24%
73 - 84 Months 3.69% - 13.24%
Max LTV 110%  -   80%
   

LTV is the loan to value
*APR = Annual Percentage Rate.  Some mileage restrictions apply.  Ask for details.

2010-2012 Used Vehicle Loan Rates
Approx. Term APR* Range
1   - 72 Months 3.69% - 11.24%
73 - 84 Months 4.69% - 13.24%
Max LTV 110%  -    80%

LTV is the loan to value
*APR = Annual Percentage Rate.  Some mileage restrictions apply.  Ask for details.

2007-2009 Used Vehicle Loan Rates
Approx. Term APR* Range
1  -  48 Months 5.19% - 12.24%
49 - 60 Months 6.19% - 14.24%
Max LTV 100% - 80%

LTV is the loan to value
*APR = Annual Percentage Rate

LTV is the loan to value
*APR = Annual Percentage Rate.  Some mileage restrictions apply.  Ask for details.

New Motorcycle Loan Rates
Approx. Term APR* Range
1   - 48 Months 4.19% - 12.25%
49 - 60 Months 4.19% - 12.75%
61 - 72 Months 5.19% - 11.25%
Max LTV 110%  - 80%

LTV is the loan to value
*APR = Annual Percentage Rate.  61 - 72 months not available in all categories.

Used Motorcycle Loan Rates
Approx. Term APR* Range
1  -  48 Months 5.19% - 12.75%
49 - 60 Months 6.19% - 13.25%
Max LTV 110%  -   75%

LTV is the loan to value
*APR = Annual Percentage Rate

New Boat & RV Loan Rates
Approx. Term APR* Range
1   -   60 Months 4.19% - 12.25%
61 -   84 Months 5.19% - 13.75%
85 - 120 Months 6.19% - 12.00%
Max LTV 110%  -   75%

LTV is the loan to value
*APR = Annual Percentage Rate.  85 to 120  months not available in all categories

Used Boat & RV Loan Rates
Approx. Term APR* Range
1    -   60 Months 5.19% - 12.75%
61  -   84 Months 6.19% - 14.25%
85  - 120 Months 7.19% - 12.50%
Max LTV 100% - 85%

LTV is the loan to value
*APR = Annual Percentage Rate.   85 to 120 months not available in all categories.

Line-Of-Credit, Overdraft Protection Line-Of-Credit, & Signature Loans
Maximum Term APR* Range
36 Months 13.00% - 23.00%

LTV is the loan to value
*APR = Annual Percentage Rate

Share Secured & Certificate Secured Loan Rates
Loan Type APR*
Share Secured 3.15%
Certificate Secured 2.0% over the certificate yield

*APR = Annual Percentage Rate