Effective as of: January 1, 2021
We strive to give our members the best loan interest rate possible. All loans are simple interest. Interest rates are subject to change quarterly. These rates do not reflect any promotional rates. Additional discounts may be available based on other services you have with Missouri Central Credit Union.
2020 - 2021 New & Used Vehicle Loan Rates
|
Approx. Term |
APR* Range |
|
1 - 48 Months |
2.49% - 11.94% |
|
49 - 72 Months |
2.89% - 11.94% |
|
73 - 84 Months |
3.89% - 13.94% |
|
Max LTV |
110% - 80% |
2017 - 2020 Used Vehicle Loan Rates
|
Approx. Term |
APR* Range |
|
1 - 48 Months |
2.99% - 11.94% |
|
49 - 72 Months |
3.39% - 11.94% |
|
73 - 84 Months |
4.39% - 13.94% |
|
Max LTV |
110% - 80% |
2014 - 2016 Used Vehicle Loan Rates
|
Approx. Term |
APR* Range |
|
1 - 72 Months |
4.34% - 11.94% |
|
73 - 84 Months |
5.34% - 13.94% |
|
Max LTV |
110% - 80% |
2011 - 2013 Used Vehicle Loan Rates
|
Approx. Term |
APR* Range |
|
1 - 48 Months |
5.94% - 13.04% |
|
49 - 60 Months |
6.94% - 15.04% |
|
Max LTV |
100% - 80% |
New Motorcycle Loan Rates
|
Approx. Term |
APR* Range |
|
1 - 48 Months |
5.14% - 12.90% |
|
49 - 60 Months |
5.14% - 13.40% |
|
61 - 72 Months |
6.14% - 11.90% |
|
Max LTV |
110% - 80% |
Used Motorcycle Loan Rates
|
Approx. Term |
APR* Range |
|
1 - 48 Months |
6.14% - 13.40% |
|
49 - 60 Months |
7.14% - 13.90% |
|
Max LTV |
110% - 75% |
New Boat & RV Loan Rates
|
Approx. Term |
APR* Range |
|
1 - 60 Months |
5.14% - 12.90% |
|
61 - 84 Months |
6.14% - 14.40% |
|
85 - 120 Months |
7.14% - 12.65% |
|
Max LTV |
110% - 75% |
Used Boat & RV Loan Rates
|
Approx. Term |
APR* Range |
|
1 - 60 Months |
6.14% - 13.40% |
|
61 - 84 Months |
7.14% - 14.90% |
|
85 - 120 Months |
8.14% - 13.15% |
|
Max LTV |
100% - 75% |
Line-Of-Credit, Overdraft Protection Line-Of-Credit, & Signature Loans
|
Maximum Term |
APR* Range |
|
36 Months |
13.00% - 23.00% |
Share Secured & Certificate Secured Loan Rates
|
Loan Type |
APR* |
|
Share Secured |
3.10% |
|
Certificate Secured |
2.0% over the certificate yield |