News & Announcements

Keeping your funds in a financial institution will protect your money from risk of loss or misplacement or theft, and to boot, your money will work for you earning interest while it sits. And while there may still be some confusion regarding credit unions (credit unions being similar to banks but technically not FDIC insured) your money is still equally safe with a credit union as it would be with a bank.

You’ve set aside your starter fund. You’ve found your dream house. The next step is finding the right source for a mortgage loan. Commercial banking may seem like the straightforward choice, but  credit union mortgage loans are often your best option. If you’ve found the perfect house, here’s what you need to know about mortgage originations with credit unions and finding the low mortgage rates you desire.

Both major banks and credit unions offer similar products, savings accounts and checking accounts, loans and many other vital financial services, but few people weigh out the pros and cons to make the best financial decision for them and their family.

If you find yourself in need of a new vehicle, you are probably asking yourself many questions. You may be asking yourself if you would prefer a brand-new car, or a used, but new to you, car?

If you ever lose your wallet, there are steps you can take to minimize the hair-raising plight.

A credit score is a three-digit number, which is based on your bill paying history and accumulated debt. Ultimately, you want a high credit score, as it is an indicator of financial strength and creditworthiness.

Joining the best credit union in Lee's Summit is easy. 

If you can learn how to manage your money when you are in your teens, you can set yourself up for a lifetime of financial success. Learning healthy money management isn’t difficult either. By just establishing some basic habits now, future you will thank you for decades to come.

We’re not sure budgeting comes naturally for any of us. It may come easier for those who are a whiz at numbers and have a knack for being organized. Most often though, budgeting comes down to routine and discipline.

Whether you are in the market for a brand new car or a “new-to-you” car, figuring out your finances is one of the most important steps of the process.

Have you ever considered the possibility of refinancing your car loan?  There are times when refinancing an auto loan can be of benefit-especially when refinanced through MCCU!

The MCCU EZ Bill Payer is an easy and secure way to manage all of your bills in one place. 

It’s hard to imagine the winter holidays when the weather is warm and the days are long. It seems, though, Christmas, Hanukkah and Kwanzaa have a magical way of sneaking up on us.

Going to college is an exciting moment in your life. For most, it is the first time you get to live without your parents and can truly experience freedom and independence. This newfound freedom is especially apparent when it comes to finances. Follow these simple savings tips to develop good savings habits that will follow you through your post-college life.

If you’re not exactly sure how a credit union is different from a bank, you’re not alone. They look like banks, they handle money like banks and they keep banking hours. Find out what sets credit unions apart from banks in our recent blog. 

A reminder for homeowners and homeowners-to-be: in regards to return on investment (ROI), home improvement projects can be good, bad, and undoubtedly ugly. Your home is a large investment, so to help guide you we have prioritized home renovation projects based on two separate factors: the best time of year for home renovation projects and highest to lowest return on investment.

Instilling good saving habits in your kid’s mind and how they practice their financials can be absolutely pivotal for their future success.

The vehicle has to be affordable, reliable, and most importantly safe. We break down the first time car buying process in hopes to eliminate some of that stress that weighs on a parent buying their child’s first vehicle.

Warmer months are just around the corner which means it’s time to finally accomplish those remodeling projects on your TO-DO list! But, where to start?

When you use a mobile banking app you eliminate the need to visit the physical branch to make deposits or transfer funds and save money on postage when you can pay your bills online.

Looking into your first home mortgage? Maybe you've been down that road before but it's been awhile. Either way, the experts at Missouri Central Credit Union are here to help. 

Simply put, a home equity line of credit is a loan you can take out using your existing home as collateral. But what does that mean and how does it differ from a home equity loan? Learn in the recent Missouri Central Credit Union blog. 

A checking account is one of the most basic bank accounts available and you can easily open a checking account in a few minutes with a minimal deposit in most cases. Before you open a checking account, it is important to understand what a checking account is, the different types available to you, and any fees associated with opening a checking account.

If you are in the market for a new or used car, chances are you’re probably looking for an auto loan as well. Avoiding some common mistakes will help you find the best rates for your used auto loan and can make the whole car buying process run smoother. When you decide on the car of your dreams, contact Missouri Central Credit Union to find out about our great rates and apply for an auto loan.

A savings account is a basic account for holding money that you don’t need for daily expenses. Both online savings accounts and traditional savings accounts generally require a minimum balance and, in exchange, will generate a small amount of interest on your funds.

In the midst of all of the holiday parties, family celebrations, and the looming tax season, take some time to assess your financial health. Regardless of your financial situation, there is always something you can do to boost your bottom line in the upcoming year.

So it’s time for a new car. You’ve done your research, know what down payment you can afford, and have picked out the perfect make and model that meets all your specifications. When is the best time to take the leap and purchase a new car?

Holiday shoppers are expected to spend $682 BILLION this season. Try some of these money saving hacks to get you through the holiday season. 

Looking for a budget app to get a better hold on your finances? MCCU put together a list of the top 5 budgeting apps on the market. 

Happy National Coffee Day! We get it, people need coffee to get the day started right. In honor of this fabulous holiday, we took a look at coffee industry and found some pretty interesting stats! 

The cost of self-care can be pretty expensive. Often times, spending money on yourself seems like a not-so-important expense when you’ve got family, friends, kids, school, work, and all of life’s other greatest joys to worry about. At the end of the day, though, treating yourself can offer the most value.

Since missing every home game is just not an option, we’ve compiled a great list of ways you can save money during Chiefs season and still get to be in on all the fun.

Do you have a student going back to school this year? Learn more about the top 10 tips for saving money during back to school shopping.

Are you looking to buy a car? Learn more about how to negotiate the best deal possible using these helpful tips and tricks.

Thinking about adopting or buying a pet? Learn more about the costs of owning a pet in our latest informative blog post!

Thinking about buying a home? Learn more about all the great benefits of being a homeowner!

Having issues with bad credit or just want to increase your credit score? Learn more about how to rebuild and repair your credit!

Thinking of using our mobile deposit services to deposit checks but aren't sure how? Read these quick and easy instructions!

Are you a home owner thinking about buying a bigger home? Maybe you need to accomodate new found space requirements or want a bigger home in a different location. Read on to learn more about factors to consider when deciding to buy a bigger home.

Learn more about the benefits of a Home Equity Line of Credit (HELOC) in our latest blog post!

Do you have a budget ready for the rest of 2018? Learn more about the 5 most common budgeting mistakes in our latest blog post!

Have you ever thought about the effect leading a healthy lifestyle can have on your wallet? Did you know that making healthy lifestyle choices can save you money? Learn more about it in our latest blog post!

Tax season is just around the corner, you know what that means: TAX REFUNDS! Check out our latest blog about the various ways to go about spending and/or saving your tax refund this season!

Missouri Central Credit Union has sent out the Member Bonus Dividends for this year, learn more about our member bonus dividend program.

Are you looking to remodel, renovate, or add on to your home? Learn more about getting a Home Equity Line of Credit (HELOC) to fund your 2018 home improvement dreams!

Are you on the fence about purchasing a new car this year? We have outlined the top 20 reasons to buy a car in 2018!

Are you thinking about buying a car and are overwhelmed with getting a loan? Learn more about what it takes to get a car loan in our latest blog about finding the perfect car loan for you!

Have you ever made a big purchase such as a car or home from a friend or family member? Learn more about what to plan for and the inherent risks involved when it comes to big purchasing decisions with friends and family.

Missouri Central Credit Union is proud to be working with Toys for Tots this holiday season. Learn more about Toys for Tots in this blog post and feel free to stop by to drop off donations to the donation box located in our lobby!

Looking for ways to save this holiday season? Look no further! Our latest blog post gives you a detailed guide on how to save money during the holidays.

Are you a first time car buyer? Check out our beginners guide to buying your first car to ensure you get a great deal on your first car purchase!

Are millenials marrying, buying homes, and investing in the stock market at record lows? Learn more about the spending habits of milennials and what drives these trends.

Learn about purchasing a car through Missouri Central Credit Union with the Enterprise Program!

Learn more about the recent Equifax Data Breach that affected an estimated 143 million people.

Are you or your child thinking of participating in a study abroad program at university? Learn more about the benefits of investing time and money in a study abroad program with this informative blog post!

Did you watch the Solar Eclipse on Monday? Learn more about what happened that day in our area, and around the world!

Are you financially prepared for your next year at college? Check out this informative blog with twelve tips on how to stay on top of your finances throughout the upcoming school year.

Back to school shopping can get expensive. Check out this list of helpful tips on back to school shopping, without breaking the bank!

Check out these useful tips on how to take an affordable vacation, we have tips for all steps - planning, packing, en route, and at your destination!

Are you thinking about purchasing a motorcycle, ATV, Boat or another similar sport vehicle this summer? Learn more about our sport vehicle loans in the latest informative Missouri Central Credit Union blog post!

May is National Home Improvement Month, so check out our latest blog detailing the many facets of home improvement loans and the difference between HELOCS, home equity loans and more.

Are you stuck with a car loan with high rates? If you are one of many Americans that has high prices on your monthly car loan payment, read this blog post to learn more about refinancing your vehicle with Missouri Central Credit Union.

Learn more about the many benefits of Missouri Central Credit Union Car Loans. This blog post explains many reasons why our credit union car loans are the best option in the Greater Kansas City Areas.

Do you know about the shared branch options offered by Missouri Central Credit Union via the Co-Op ATM Network. Our goal is to make our services as convenient and accessible as possible, no matter where you are. With over 30,000 participating locations in the network, we hope to make your credit union account accessible anywhere, anytime.

Starting a kids savings account is integral to longterm financial security. Learn more about the benefits of starting a children's savings account at Missouri Central Credit Union in Lee's Summit.

There is a large number of people in the U.S. that do not have a checking account! Read this blog post about the many benefits of having a free checking account with Missouri Central Credit Union in Lee's Summit! Call today to setup your free checking account or to learn more!

Do you know the difference between a credit union and a bank? Check out our latest blog post outlining the difference between the two and why choosing a credit union is the best choice for you and your wallet!

In this news post we talk about home equity line of credit (HELOCS) and Home Equity Loans, the difference between the two, and the benefits and disadvantages of each.

Do you know about our new service being offered, VISA Purchase Alerts? Signing up for VISA Purchase Alerts provides an extra layer of security for your debit or credit card by notifying you via mobile device / email if a transaction happens above a specified threshold.

Sometimes you score a sweet deal on an interest rate at a time when the Fed had them lowered and refinancing is not a smart option. But oftentimes, refinancing your auto loan can help you save in the long run with lower interest rates. To figure out if you can receive better used car loan rates, there are a couple of factors to consider.

There are so many options available to help you finance your dream, but one of the best options is with a home equity line of credit, also known as HELOC. There are many ways you can use your home equity line of credit to help you start a project.

View your available account balance without logging in to the mobile app with Instant Balance!

Missouri Central Credit Union member/owners received over $61,000 in Member Bonus Dividends after a profitable 2015!    Maximize your Member Bonus Dividend next year by using Missouri Central Credit Union loans, checking, and savings accounts!