Take advantage of the 2020 Holiday Skip-a-Pay Program

The holidays are upon us and we want to do our part to help ease the stress that often comes with them. One of the exceptional offers Missouri Central is extending to our members is the 2020 Holiday Skip-a-Pay Program.

How does Skip-a-Pay work?

Participating in our Skip-A-Pay Program is quick and easy! Skip your choice of either your November, December, or January payment on one or all of your eligible loans and use the extra cash for gifts, a well-deserved getaway, or those extra year-end expenses! You decide which month, and for which loans you would like to skip. Choosing to take advantage of the Skip-a-Pay Program allows you to not make a payment on your loan(s) for one month without being considered delinquent.

What type of loans does this apply to?

You must skip the same month for all eligible loans. This offer does not include the first mortgage loans, Home Equity Lines of Credit, any loan secured by real estate, or VISA Credit Cards. You may skip one payment for each qualified loan.

How to get started

  • Print, complete and sign the Request Form.
  • Pay the service fee applicable for each loan being skipped.  Include a check for the total amount or, for your convenience, let us know which of your MCCU accounts you would prefer us to debit. The fee for this program is based on your monthly loan payment.

Monthly Loan Payment Skip-a-Payment Fee
$1.00     - $100.00      $5
$100.01 - $200.00      $10
$200.01 - $300.00      $20
$300.01 - $400.00      $30
$400.01 - $500.00      $40
$500.01 Plus              $50

  • Mail the check with the form or drop off your request at our office. Be sure to contact a Member Service Representative if you have any questions at 816-246-0002.

DON’T WAIT!  Return your signed Skip-A-Payment form before your payment is due!