Free Checking Accounts in Lee's Summit

If you are one of the many people in the United States without a bank or free checking account, you may be wondering why you should get one and how you could benefit.

Free Check Cashing


If you do not have a bank account and need to have a check cashed you do have a couple of options, but they are not always the greatest options. You could take the check to a check cashing business, but they often charge a substantial fee for this service. You also could take the check to the bank that it was drawn on, but that typically requires a number of pieces of identification, something that many people don’t readily have available. And if the check is drawn on a bank that is not local then you are forced into paying the fees at a check cashing store. If you have a free checking account with Missouri Central Credit Union you can cash checks for free and not have to deal with the hassle of the extra paperwork needed for identification each time.

Our Free Checking Accounts Are Safe


Having a free checking account gives you a safe place to hold cash when you are not immediately using it. If you do not have access to a checking account you have to find a safe place in your home to store excess money or always carry cash. Both of these options can be risky due to theft or robbery or an event like a fire. A free checking account with Missouri Central Credit Union gives you a safe place to keep your money, but you maintain easy access to the money with debit card transactions or cash access through an ATM.

Convenience of Free Checking


A free checking account with Missouri Central Credit Union gives you the ability to set up recurring payments, this way you don’t have to worry about forgetting to pay a bill and having to pay late fees or other additional charges. Paying bills through your bank like this also decreases the need to physically go to all the locations to pay your bills using cash, so having a free checking account can actually save you time!

With a free checking account with Missouri Central Credit Union there is no monthly service charge AND no minimum balance requirement. You also get free online access to your account and a mobile app that provides access to your account. Stop in to Missouri Central Credit Union today to speak with a banker for more information on our great free checking accounts!