New Vehicle | Used Vehicle | Primary Share/Certificate Secured | Signature | Home Equity Line of Credit
Home Improvement | Home Owner’s Advantage | First Mortgage | Line of Credit | Overdraft Protection Line of Credit Other Loans

Whether shopping for a car or hot tub, we recommend that you apply for your loan first. With a pre-approved loan you can shop as if you were a cash buyer.

All of the loans at MCCU are simple interest with no prepayment penalties. Each payment first goes to interest accrued since the loan was made or since the last payment. The remainder reduces the balance of the loan.

Members who work for an approved Select Employee Group, or have direct deposit, can make loan payments automatically, saving you time and postage!

Members Choice^® disability protection makes your monthly loan payment should the prime borrower become disabled due to a covered illness or injury. Payments continue until you return to work, the loan is repaid or you reach the policy maximum.

Members Choice^® term life protection reduces or pays off your eligible loan balance should you die before paying off your loan.

Both Members Choice^® disability and life protection free your family's income for living expenses - helping maintain the quality of life you've worked so hard for. Just another reason MCCU is "Just the One".

To calculate your payments tryout the Loan Calculator. Now you're ready to apply.