Our loans are designed with you in mind. Flexible terms make payments easy.
Whether shopping for a car or hot tub, we recommend that you apply for your loan first. With a pre-approved loan you can shop as if you were a cash buyer.
All of the loans at MCCU are simple interest with no prepayment penalties. Each payment first goes to interest accrued since the loan was made or since the last payment. The remainder reduces the balance of the loan.
Members who work for an approved Select Employee Group, or have direct deposit, can make loan payments automatically, saving you time and postage!
To calculate your payments tryout the Loan Calculator. Now you're ready to apply.