Auto Loans | Primary Share/Certificate Secured | Signature | Home Equity Line of Credit |
Home Improvement | Home Owner’s Advantage | Line of Credit | Overdraft Protection Line of Credit | Other Loans

Home Equity-Line-Of Credit Loans

• Low variable rate adjusted quarterly.
• Credit limits of $10,000 to $100,000 based on your ability to pay and the value of your home.
• Use for any worthwhile purpose
• Convenience checks to access your line of credit.

Use the equity in your home to consolidate high interest credit cards, send your children to college, buy a new car or go on a dream vacation. HELOC loans are available from $10,000 to $100,000 with terms to 180 months. The HELOC interest rate is the Prime Rate as per the Wall Street journal on the 10th of December, March, June, and September when closing costs are wrapped into the loan or paid up front by the borrower. The borrower may elect to pay the prime rate plus 1.25% APR in order to avoid all closing costs on loans with an initial advance less than $10,000 on loans where the loan to value is 80% or less. Consult with your tax advisor for details. Contact a Member Service Representative for details.