Check Out Your Choices | More Great Benefits Of Checking With MCCU | Reorder Personal Checks

Free And Premier Checking

It's hard to beat Missouri Central Credit Union's checking accounts!

Carbonless duplicate checks make record keeping easy. You will receive a statement monthly for your records. You can also view and print copies of checks that have cleared your account on CU OnLine.

And there’s no need to worry about bounced checks. All checking accounts offer overdraft transfer protection from your savings account to cover up to 6 checks per account per month at only $2 per item. An Overdraft Protection Line of Credit gives you protection as many times a month as you need, up to your credit limit for only $2 per item plus interest. Credit limits are based on credit worthiness and debt ratio. And, if you make an error in your register, Overdraft Advance is available on qualifying accounts to keep you from encountering an embarrassing bounced check. A $22 fee is charged for each paid item.

You can leave your check book at home when you carry the VISA® Check Card. It’s safe, convenient and accepted worldwide.

Students now have a checking account just for them.

Watevr Account
Especially for teens!

Help your teen learn the importance of managing their allowance or part time pay check with a new Watevr Account. Whether your teen lives at home or is away at college, our Watevr Account is perfect for “whatever” they need. And, they can title the account “whatever” they want. They won’t experience any hidden fees or costly minimum requirements. And when your teen opens a new Watevr account we will deposit $25 in their account to cover their first box of checks, pay for pizza and a movie or whatever they want. Enjoy the following benefits when you use a Missouri Central Credit Union Watevr account:

• No minimum balance
• No monthly fee
• No per check charge
• No direct deposit requirement
• Free VISA Debit/ATM Card
• Free e.statements
• Free CU OnLine internet account access
• Free EZ Bill Payer

A parent or guardian is required as a joint owner for students under 18 years old. A $25 primary share account is required to open a Watevr account. $25 giveaway is forfeited on accounts closed within 6 months. EZ Bill Payer is included at no cost when a minimum of three bills are paid online each month. This offer may not be combined with any other offer.

Free Checking
• $25 minimum initial deposit
• No monthly service charge
• No minimum balance requirement
• No per check fee
• Free access to your account with CU OnLine and Moneyline
• Optional EZ Bill Payer $5.95 per month
• Optional ATM or Visa® Check Card
• Optional e.statements

e.checking
• $25 minimum initial deposit
• No monthly service charge
• No minimum balance requirement
• No per check fee
• Free access to your account with CU OnLine and Moneyline
• Free EZ Bill Payer when you pay at least 3 bills per month
• VISA® Check Card
• e.statements

Premier Checking
• No per check fee
• Interest paid monthly on the average daily balance
• $10 service fee if balance falls below $500 anytime during the month
• Free access to your account with CU OnLine and Moneyline
• Optional EZ Bill Payer $5.95 per month
• Optional ATM or VISA® Check Card
• Optional e.statements

Premier e.checking
• No per check fee
• Interest paid monthly on the average daily balance
• $10 service fee if balance falls below $500 anytime during the month
• Free access to your account with CU OnLine and Moneyline
• Free EZ Bill Payer when you pay at least 3 bills per month
• VISA® Check Card
• e.statements

Missouri Central Credit Union Means Business
NEW ! Small Business Checking Now Available

You’ve experienced Missouri Central’s outstanding service for your personal accounts.  Now we’ve extended our personal service to meet your business savings and checking account needs. 

Free Business Checking

• Free debit card
• Free bill pay
• Free e.statements
• No service charge
• No minimum balance required
• 50 free deposit items per month
• Cash & Coin service to $2000 per month

Premier Business Checking

• Interest paid monthly
• Free debit card
• Free bill pay
• Free e.statements
• $500 average daily balance to avoid $10 monthly service fee
• 150 free deposit items per month
• Cash & Coin service to $5000 per month

Merchant Services are also available to process your credit card receipts.  Just one more reason Missouri Central Credit Union is Just the One.