VISA Classic | VISA Classic - Share Secured | VISA Gold

Missouri Central's VISA Gold and VISA Classic are yet another reason MCCU is "Just the One". MCCU VISA cardholders enjoy a fixed rate with no annual fee and there is never a fee for cash advances.

	VISA Classic	VISA Gold
Annual percentage rate for purchases	14.9% APR	12.9% APR
Grace period for repayment of balances for purchases	You have 25 days to repay your balance before a finance charge on purchases will be imposed.	You have 25 days to repay your balance before a finance charge on purchases will be imposed.
Method of computing the balance for purchases (including new purchases)	Average Daily Balance	Average Daily Balance
Annual fees	None	None
Minimum finance charge	None	None
Transaction fee for purchases	None	None
Transaction fee for paying late	You agree to pay a late charge equal to the greater of 5% of the minimum periodic payment or $15.00, but in no event more than $50.00, except on minimum periodic payments of $25.00 or less than the late charge shall not exceed $5.00 for each periodic payment in default fifteen (15) days or more. However, this late charge will only be applied once to each periodic payment however long it remains in default.